How it works

Start to finish,
without the paperwork

Four steps, and you can do every one of them from where you are sitting. A dedicated agent is on your file the whole way.

The four stepsFrom request to deed
Step 1

Reserve online

Tell us what you're looking for. We'll send you a private link to track progress — no account needed yet.

Nothing is reserved until you say so.

Step 2

Meet your dedicated agent

A DIG agent reaches out within one business day to walk you through the property and the schedule. The same person stays on your file to the end.

One business day.

Step 3

Sign your agreement digitally

Review your agreement and sign it electronically. Your signed copy stays available in the app.

The title is yours from the start.

Step 4

Manage everything from the app

Track your documents, make payments, and follow your balance — all from your phone.

No branch visits required.

A DIG agent talking a buyer through the schedule
The agent who takes your first call is the agent who closes your file.Plate one
After you signWhat the account is for

Six things it
lets you do

Once a purchase is financed it gets an account, and the account has one job: to make sure nothing about your loan is ever news to you. It is not somewhere to be sold to. It is the record, and you have the same copy of it we do.

Paid · 18Due nextStill to come · 221One stroke per month · 240 months · 20 years

A twenty-year purchase is 240 payments. All of them exist, with a date and an amount, from the day the agreement is signed.

01

The schedule

You see every payment before you owe any of them.

  • All 240 dates and amounts are fixed the day you sign
  • Each one shows what goes to principal and what goes to interest
  • And what is left to pay after it clears
  • Nothing is recalculated behind you
02

Paying

Pay, watch it clear, and keep the proof.

  • A payment is recorded against the installment it settles
  • You can see it move from sent, to received, to cleared
  • A receipt is issued for every one and kept for you
03

Paying ahead

Put in more when you can, and see what it buys you first.

  • Try an amount before committing to it
  • It tells you how many months come off the end
  • And how much interest you stop paying
04

The paperwork

Everything you signed, where you can reach it.

  • The signed agreement, as it was signed
  • A statement every month
  • The full amortisation schedule, and every receipt
05

When life changes

Say so early and the schedule can move.

  • Raise it from your account, against your own file
  • Your agent sees it with the schedule beside it
  • Any change is written into the schedule and re-issued
06

In your language

English or French, the whole way through.

  • Every page, every document, every statement
  • Chosen once, and remembered
Are you ready?Four things

You're ready to apply if

  • The propertyYou have a property in mind, or want help finding one
  • The depositYour down payment is ready
  • The paperworkYou can provide proof of identity and income
  • The planYou want a payment schedule you can plan around

Ready when you are.

No account needed to start. We will send you a private link.